As of January 2024, the financial contribution to quality for the Quebec Immigrant Investor Program has been split into two parts – a donation and a term investment, totaling CA$ 1,200,000.

DONATION

Investors are now required to make a non-refundable financial contribution of CA$ 200,000 to Investissement Québec – Immigrants Investisseurs Inc.

INVESTMENT

There are different ways to make the required investment in order to qualify for the Quebec Immigrant Investor Program. Investors can either deposit the full amount (Full Investment), or Finance the required amount (Financed Investment) from a chartered Canadian bank.

Full Investment

The investor deposits the full amount of CA$ 1,000,000. No further payment is required.

After five years, CA$ 1,000,000 is returned to the investor with no accrued interest. (The funds are invested in government bonds during the five-year term.)

Financed Investment

The investor pays a reduced amount*, which is used to finance a CA$ 1,000,000 closed five-year term loan from a chartered bank. No further payment is required. However, the paid amount is not returned to the investor at the end of the five-year period.

This option is particularly attractive for applicants seeking to retain maximum capital for investment in ongoing business operations.

* This amount may change marginally, if the prime lending rates in the national banking system rise or fall in response to changes in the Bank of Canada key interest rate.

Application Fees

Application fees are required to be paid directly to the Quebec government by the applicant.

Applicants may also incur miscellaneous expenses related to their application such as translation of documents, traveling expenses to attend interviews as requested by the Immigration Authorities, as well as costs related to medical tests and police clearances.

The Canadian Federal Authorities may require additional fees. Always refer to the official Canada Immigration and Quebec Immigration websites for up-to-date application fees.